Why join Medicare?

Why join Medicare?

With information from the official website of https://www.usa.gov/medicare/ we can define Medicare as follows; it is the basic health insurance program in the United States for people over 65 and people with disabilities. The program has four parts:

 

  • Hospital Insurance (Part A) – Helps pay for inpatient or skilled nursing facility stay services and some hospice or home health care services.

 

  • Medical Insurance (Part B) – Helps pay for doctor services, hospital outpatient services, and other medical services not covered by hospital insurance.

 

  • Medicare Advantage Plans (Part C) – Includes health care provider organizations and allows people with Medicare Parts A and B to choose to receive all health care through one of these organizations.

 

  • Medicare Prescription Drug Coverage (Part D) – Helps pay for the drugs your doctors prescribe as part of your treatment.

 

Why sell Medicare?

 

One of the great advantages of selling #Medicare is the residual income that you can receive in a sustainable way in the long term.

 

Currently, Medicare sales are at a very high point due to its great benefits, which leads to great monetary benefits for the insurance agent, since today many companies are paying commissions for 7 years, and some even pay commissions forever.

 

According to a study conducted by MedicareGuide.com, by 2040 in the USA there will be more than 82.3 million seniors, which indicates that Medicare enrollments will be much more frequent each year.

 

Medicare for Insurance Agents

 

If you are a new insurance agent, we invite you to take a training to sell Medicare Advantage and start cultivating your profits. Since these are grants directly from the United States government, they offer a lot of educational materials through their official accounts, or you can go to any local Social Security office for more information yourself.

 

If, on the other hand, you are an already certified agent, we recommend that you keep updated with any news that may arise. It is always good to have a specialized agency with experience in the health insurance market to guide you in the sales process.

 

A good marketing plan will always help you reach potential customers or strengthen relationships with existing ones. Keep in mind that clients will always prefer an agent who is 100% trained to guide them in the process of acquiring their health plan and you on the other hand will earn very good commissions. If you have any questions about marketing plans, please reach out to our Director of Strategic Communications, Megan Whitehead, at meg@newhealthpartner.com

 

The OEP is almost here and for everything that has happened in recent times, this will be a good season where potential clients will need insurance coverage with the best quality. Prepare yourself, educate yourself, and join one of the best companies with which you can grow and obtain the best income in the market.

How to Sell Obamacare? For new agents.

How to Sell Obamacare? For new agents.

insurance

Before starting with some ideas of How To Sell Obamacare, it is important to know that Obamacare (Affordable Care Act) is not an insurance carrier or plan, it is an option established in health care law that subsidizes the health plan that the client wishes to buy.

The Affordable Care Act comes from the same insurance providers that you already know.

STEP 1: Become a Certified Insurance Agent: To become an insurance agent, you must first pass a pre-license course at an insurance school certified by your state. In this case, we have our approved insurance school in the state of Florida. This step is not optional, it is mandatory.

STEP 2: Get the approval of the insurance companies; Yes, it is true that you made a great effort and managed to obtain your license as an insurance agent, but you are not yet ready. you must become certified for the insurance companies that you are going to offer.

For example, Bright Health Care can help all the new agents to get them “Appointed”. In states like: California, Florida, North Carolina and Texas.

STEP 3: Obtain your National Producer Number: In this case, you already have your insurance license, you are a certified agent, you are already admitted to the different insurance companies, but there are two important steps to get to sell Obamacare insurance.

One of them is to obtain your National Producer Number or NPN, which is unique and important to identify you when selling health insurance. It is not difficult, it is only a procedure and the fact of being within an insurance agency allows you to be helped in that process.

STEP 4: Take the exam and Get Certified To Be Able To Sell; You are already a certified insurance agent, you have the admission of medical insurers, you have your national producer number, but the federal government needs to know if you really know the health care laws and if you can be prepared to sell Obamacare insurance.

This Is another advantage of being represented by an agency. since the agency can help you in that process and work with you to open your account on the official CMS website and take the exam.

Everything is on the internet, you don’t have to go anywhere and from the comfort of your computer you can achieve the goal of being not only a licensed insurance agent; but certified to sell the federally subsidized health plans, better known as Obamacare.

What are health insurance benefits and coverage?

What are health insurance benefits and coverage?

Take a look at this easy-to-read summary that lets you compare the costs and coverage offered by different health plans side-by-side. You can compare your options based on prices, benefits, and other features that may be important to you. You received the “Summary of Benefits and Coverage” (SBC) when you purchased coverage yourself or through your job, when you renewed or changed coverage, or requested an SBC from your health insurance company.

 

You can use the SBC to compare prices, benefits, and other health plan options and features that may be important to you.

 

Although it is intended to make the information easier to understand, it may seem like a lot at first. It will be helpful to put together something to help your audience navigate through an SBC, so they can understand what to expect, especially if they are in need of specific treatment or in the event of an emergency.

 

The 10 Essential Benefits of Obamacare

 

Whether you purchase health insurance from the Health Insurance Marketplace, from a private company, or through your insurance agents, you can receive the “10 essential benefits” for health care:

 

• Preventive care, general check-ups, chronic disease treatments

• Prescription drugs

• Medical emergencies

• Hospitalization

• Laboratories

• Pediatrics

• Pregnancy, childbirth, and postpartum

• Psychiatry, addiction treatments

• Rehabilitation Therapies

• Outpatient care

 

To apply for Obamacare benefits, you are required to meet two requirements: have legal status in the United States and a minimum income. The minimum income varies each year, call us for the most up-to-date information.

 

The process is very simple, and you will be able to access some of the best medical insurance plans in the United States.

 

If you need to review Obamacare plans, benefits, prices, and coverage options, you can contact us. Our agents will help you simplify the process.

Oscar Health, Inc. Announces 2022 Market Expansion Plans, Culturally Competent Care Focus

Oscar Health, Inc. Announces 2022 Market Expansion Plans, Culturally Competent Care Focus

Oscar Health, Inc. (“Oscar”) (NYSE: OSCR), the first health insurance company built on a full stack technology platform, announced its Individual & Family market expansion plans for 2022. During the upcoming Open Enrollment period, the company plans to offer health insurance to individuals and families in 3 new states and 146 new counties.1 With this expansion, Oscar will have a footprint in a total of 22 states and 607 counties across its Individual & Family, Medicare Advantage, and Small Group (including Cigna+Oscar) plans.

2022 will mark the fifth consecutive year Oscar expands its footprint. As a part of the 2022 expansion, Oscar will offer Individual and Family Plans for the first time in Arkansas, Illinois, and Nebraska. Oscar also will expand its existing state footprints in Colorado, Florida, Georgia, Iowa, Missouri, Oklahoma, Pennsylvania, and Texas.2

“Our focus at Oscar has always been to expand access to high quality, low cost health care that meets the individual needs of our members,” said Oscar Co-Founder and CEO Mario Schlosser. “In light of the COVID-19 pandemic, this has never been more important. With this latest market expansion, we’re doubling down on our efforts to bring our members the most innovative and personalized care possible.”

The expansion will also include the launch of new programs and plan designs built on Oscar’s full-stack, consumer-focused technology, which allows for rapid response and adaptation to members’ needs. Oscar will be expanding its Virtual Primary Care program offering to members on select plans in San Antonio and El Paso. Oscar’s Virtual Primary Care program is powered by Oscar’s technology platform, which is designed to help drive improved efficiency and superior engagement with members.

Oscar will leverage its insights and platform to build upon its Culturally Competent Care program, which was designed to provide tailored care access for members with diverse values, beliefs, and behaviors. This includes connecting members with culturally competent providers who can deliver care that meets their social, cultural, and linguistic needs.

Oscar also plans to launch an innovative new plan to better serve diabetic members. The plan will be available to members on Individual and Family Plans in most Oscar states3. For members who enroll in the diabetes plan, they will enjoy cost-saving benefits, including:

  • $0 diabetic eye and foot exams
  • $0 labs to manage diabetes
  • Out of pocket costs for insulin are capped at $100/month
  • $0 PCP visits


“Our clinical philosophy centers around a belief that people will live a happier and healthier life if they have access to quality high-value care at an affordable price,” said Sameer Amin, Oscar’s Chief Medical Officer. “By empowering patients with diabetes and helping them engage with the health care system early and often, we hope to create a differentiated experience for our members.”

The specifics of Oscar’s 2022 insurance plan portfolio are still being reviewed by regulators. Details regarding pricing, network partners, and added benefits will be available closer to the Open Enrollment Period this fall. More information can be found at www.hioscar.com.

About Oscar Health
Oscar Health, Inc. (“Oscar”) is the first health insurance company built around a full-stack technology platform and a relentless focus on serving its members. At Oscar, our mission is to make a healthier life accessible and affordable for all. Headquartered in New York City, Oscar has been challenging the health care system’s status quo since our founding in 2012. The company’s member-first philosophy and innovative approach to care has earned us the trust of approximately 560,000 members as of June 30, 2021. We offer Individual & Family, Small Group and Medicare Advantage plans, and +Oscar, our full-stack technology platform to others within the provider and payor space. Our vision is to refactor health care to make good care cost less. Refactor is a term used in software engineering that means to improve the design, structure, and implementation of the software while preserving its functionality. At Oscar, we take this definition a step further. We improve our members’ experience by building trust through deep engagement, personalized guidance, and rapid iteration.

1 Pending regulatory approvals.
2 Pending regulatory approval.
3 The Oscar diabetes plan will be available to Individual & Family plan members in all states where Oscar offers health plans, except California, Colorado, New York, New Jersey, Tennessee, Virginia, and Michigan.

MEDIA CONTACT:
Jackie Kahn, Oscar
202.538.0128
JKahn@hioscar.com

Source: Oscar Health, Inc.

New Health Partner Contact Information 

info@newhealthpartner.com

305-962-0942

www.newhealthpartner.com